/* ============================================
   Agi Finance SA – Premium Corporate Design
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Merriweather:ital,wght@0,400;0,700;1,400&family=Inter:wght@300;400;500;600;700&display=swap');

:root {
  /* ── Colors ── */
  --color-primary: #0047AB;
  /* Trust Blue */
  --color-primary-light: #1E5AA0;
  --color-primary-dark: #003074;
  /* Deep Navy */
  --color-primary-bg: #E8F0FE;

  --color-secondary: #1E4D2B;
  /* Professional Green */
  --color-secondary-light: #2E8B57;

  --color-accent: #D4A017;
  /* Gold */
  --color-accent-light: #F0C75E;

  --color-dark: #0A1628;
  /* Deep Navy Dark */
  --color-slate: #708090;
  --color-light: #F0F4F8;
  --color-white: #FFFFFF;
  --color-border: #E2E8F0;

  --color-text: #1A1A2E;
  --color-text-secondary: #4A5568;
  --color-text-muted: #718096;

  /* ── Typography ── */
  --font-heading: 'Merriweather', serif;
  --font-body: 'Inter', sans-serif;

  /* ── Spacing ── */
  --space-xs: 0.25rem;
  --space-sm: 0.5rem;
  --space-md: 1rem;
  --space-lg: 1.5rem;
  --space-xl: 1.5rem;
  --space-2xl: 2.5rem;
  --space-3xl: 4rem;
  --space-4xl: 6rem;

  /* ── Border Radius ── */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;
  --radius-full: 9999px;

  /* ── Shadows ── */
  --shadow-sm: 0 2px 4px rgba(10, 22, 40, 0.06);
  --shadow-md: 0 8px 16px rgba(10, 22, 40, 0.1);
  --shadow-lg: 0 16px 40px rgba(10, 22, 40, 0.12);
  --shadow-xl: 0 24px 64px rgba(10, 22, 40, 0.15);

  /* ── Transitions ── */
  --transition: 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-fast: 0.2s ease;

  /* ── Layout ── */
  --max-width: 1200px;
  --nav-height: 72px;
}

/* ============================================
   Reset & Base
   ============================================ */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  font-weight: 400;
  color: var(--color-text);
  line-height: 1.7;
  background: var(--color-white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  width: 100%;
  max-width: 100%;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
  transition: color var(--transition);
}

ul,
ol {
  list-style: none;
}

/* ============================================
   Typography Utilities
   ============================================ */
.heading-1 {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(2.25rem, 5vw, 3.5rem);
  line-height: 1.15;
  letter-spacing: -0.02em;
}

.heading-2 {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  line-height: 1.2;
  letter-spacing: -0.01em;
}

.heading-3 {
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: clamp(1.1rem, 2.5vw, 1.4rem);
  line-height: 1.3;
}

.text-body {
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.7;
  color: var(--color-text-secondary);
}

.text-small {
  font-size: 0.875rem;
  color: var(--color-text-muted);
}

/* ── Section Label ── */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 0.75rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--color-primary);
  margin-bottom: var(--space-md);
}

.section-label::before {
  content: '';
  width: 24px;
  height: 2px;
  background: var(--color-primary);
  border-radius: var(--radius-full);
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto var(--space-4xl);
}

.section-header .heading-2 {
  margin-bottom: var(--space-lg);
  color: var(--color-text);
}

.section-description {
  font-size: 1.0625rem;
  color: var(--color-text-secondary);
}

/* ============================================
   Layout Utilities
   ============================================ */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 var(--space-xl);
}

.section-padding {
  padding: var(--space-4xl) 0;
}

/* ============================================
   Buttons
   ============================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-sm);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.9375rem;
  padding: 0.8rem 1.75rem;
  border-radius: var(--radius-md);
  border: none;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background: var(--color-primary);
  color: var(--color-white);
  box-shadow: 0 4px 16px rgba(0, 71, 171, 0.25);
}

.btn-primary:hover {
  background: var(--color-primary-dark);
  box-shadow: 0 8px 28px rgba(0, 71, 171, 0.35);
  transform: translateY(-2px);
}

.btn-secondary {
  background: transparent;
  color: var(--color-white);
  border: 1.5px solid rgba(255, 255, 255, 0.5);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--color-white);
}

.btn-accent {
  background: var(--color-accent);
  color: var(--color-dark);
  box-shadow: 0 4px 16px rgba(212, 160, 23, 0.25);
  font-weight: 700;
}

.btn-accent:hover {
  background: var(--color-accent-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(212, 160, 23, 0.35);
}

.btn-white {
  background: var(--color-white);
  color: var(--color-primary);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.1);
  font-weight: 700;
}

.btn-white:hover {
  background: rgba(255, 255, 255, 0.95);
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(0, 0, 0, 0.15);
}

.btn-outline {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
  font-weight: 600;
}

.btn-outline:hover {
  background: var(--color-primary);
  color: var(--color-white);
  box-shadow: 0 4px 16px rgba(0, 71, 171, 0.25);
}

.btn-large {
  padding: 1rem 2.25rem;
  font-size: 1rem;
}

/* ============================================
   Navigation
   ============================================ */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  padding: var(--space-md) 0;
  transition: all var(--transition);
  background: rgba(10, 22, 40, 0.5);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}

.navbar.scrolled {
  background: rgba(10, 22, 40, 0.95);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
  padding: var(--space-sm) 0;
}

.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav-brand {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.5rem;
  color: var(--color-white);
}

.nav-brand .brand-icon {
  width: 36px;
  height: 36px;
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  color: var(--color-white);
  font-size: 1rem;
  box-shadow: 0 4px 12px rgba(0, 71, 171, 0.3);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: var(--space-xl);
}

.nav-links a {
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 0.9375rem;
  color: rgba(255, 255, 255, 0.8);
  transition: color var(--transition);
  position: relative;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-accent);
  transition: width var(--transition);
  border-radius: var(--radius-full);
}

.nav-links a:hover {
  color: var(--color-white);
}

.nav-links a:hover::after,
.nav-links a.active::after {
  width: 100%;
}

.nav-links a.active {
  color: var(--color-white);
}

.nav-cta {
  color: var(--color-white) !important;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: var(--space-sm);
  background: none;
  border: none;
}

.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-white);
  border-radius: var(--radius-full);
  transition: all var(--transition);
}

.hamburger.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.hamburger.active span:nth-child(2) {
  opacity: 0;
}

.hamburger.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* ============================================
   Hero Section
   ============================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--color-dark);
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 1;
}

.hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.35;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  z-index: 2;
  background: linear-gradient(135deg,
      rgba(0, 71, 171, 0.8) 0%,
      rgba(10, 22, 40, 0.75) 50%,
      rgba(30, 77, 43, 0.6) 100%);
}

.hero .container {
  position: relative;
  z-index: 3;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-3xl);
  align-items: center;
  padding-top: var(--nav-height);
}

.hero-content {
  padding: var(--space-3xl) 0;
  animation: slideInLeft 0.8s ease-out;
}

@keyframes slideInLeft {
  from {
    opacity: 0;
    transform: translateX(-30px);
  }

  to {
    opacity: 1;
    transform: translateX(0);
  }
}

.hero-title {
  color: var(--color-white);
  margin-bottom: var(--space-lg);
}

.hero-title span {
  color: var(--color-accent);
  display: inline-block;
}

.hero-subtitle {
  color: rgba(255, 255, 255, 0.9);
  font-size: 1.125rem;
  line-height: 1.8;
  margin-bottom: var(--space-2xl);
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}

.hero-buttons {
  display: flex;
  gap: var(--space-md);
  flex-wrap: wrap;
}

.hero-stats {
  display: flex;
  gap: var(--space-xl);
  margin-top: var(--space-2xl);
  padding-top: var(--space-xl);
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.hero-stat {
  text-align: center;
}

.hero-stat-value {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 2rem;
  color: var(--color-accent);
}

.hero-stat-label {
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.65);
  margin-top: 4px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* Hero Floating Cards */
.hero-visual {
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
  padding: var(--space-xl) 0;
  animation: slideInRight 0.8s ease-out;
}

@keyframes slideInRight {
  from {
    opacity: 0;
    transform: translateX(30px);
  }

  to {
    opacity: 1;
    transform: translateX(0);
  }
}

.float-card {
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-xl);
  padding: var(--space-lg) var(--space-xl);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.float-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(45deg, rgba(255, 255, 255, 0.1), transparent);
  opacity: 0;
  transition: opacity var(--transition);
}

.float-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 24px 48px rgba(0, 0, 0, 0.3);
  border-color: rgba(255, 255, 255, 0.25);
  background: rgba(255, 255, 255, 0.12);
}

.float-card:hover::before {
  opacity: 1;
}

.float-card.premium {
  background: linear-gradient(135deg, rgba(212, 160, 23, 0.1), rgba(212, 160, 23, 0.05));
  border-color: rgba(212, 160, 23, 0.3);
}

.float-card:nth-child(1) {
  margin-left: 40px;
}

.float-card:nth-child(2) {
  margin-left: 0;
}

.float-card:nth-child(3) {
  margin-left: 60px;
}

.float-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--space-sm);
}

.float-card-title {
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.7);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.float-card-badge {
  font-size: 0.7rem;
  font-weight: 700;
  padding: 3px 12px;
  border-radius: var(--radius-full);
  background: rgba(212, 160, 23, 0.3);
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.float-card-value {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 2rem;
  color: var(--color-accent);
  margin: var(--space-sm) 0;
}

.float-card-sub {
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.6);
  margin-top: 4px;
}

/* ============================================
   About Homepage Section
   ============================================ */
.about-homepage {
  background: linear-gradient(180deg, var(--color-light) 0%, var(--color-white) 100%);
}

.about-home-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-xl);
}

.about-home-card {
  background: var(--color-white);
  padding: var(--space-2xl);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.about-home-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--color-primary), var(--color-accent));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}

.about-home-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.about-home-card:hover::before {
  transform: scaleX(1);
}

.card-icon-box {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--color-primary-bg), rgba(0, 71, 171, 0.08));
  color: var(--color-primary);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-xl);
  border: 1px solid var(--color-primary-bg);
  transition: all var(--transition);
}

.about-home-card:hover .card-icon-box {
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
  color: white;
  box-shadow: 0 8px 20px rgba(0, 71, 171, 0.2);
}

.about-home-card .heading-3 {
  margin-bottom: var(--space-md);
  color: var(--color-text);
}

.card-link {
  display: inline-block;
  margin-top: var(--space-lg);
  color: var(--color-primary);
  font-weight: 600;
  font-size: 0.9rem;
  transition: all var(--transition);
  position: relative;
}

.card-link::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-primary);
  transition: width var(--transition);
}

.card-link:hover::after {
  width: 100%;
}

/* ============================================
   Services Homepage Section
   ============================================ */
.services-homepage {
  background: var(--color-white);
}

.services-home-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-xl);
}

.service-home-card {
  background: var(--color-light);
  padding: var(--space-2xl);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}



.service-home-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  background: var(--color-white);
}

.service-home-card:hover::before {
  opacity: 1;
}

.service-home-card.accent {
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
  color: white;
  border-color: transparent;
}

.service-home-card.accent:hover {
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
  box-shadow: 0 16px 40px rgba(0, 71, 171, 0.25);
}

.service-home-card.accent .heading-3 {
  color: white;
}

.service-home-card.accent .text-body {
  color: rgba(255, 255, 255, 0.9);
}

.service-icon-large {
  font-size: 3rem;
  margin-bottom: var(--space-lg);
  display: inline-block;
  animation: float 3s ease-in-out infinite;
}

@keyframes float {

  0%,
  100% {
    transform: translateY(0px);
  }

  50% {
    transform: translateY(-10px);
  }
}

.service-home-card .heading-3 {
  margin-bottom: var(--space-md);
  color: var(--color-text);
}

.service-features {
  margin: var(--space-lg) 0 0;
  padding-left: var(--space-lg);
}

.service-features li {
  margin-bottom: var(--space-sm);
  color: var(--color-text-secondary);
  font-size: 0.9rem;
}

.service-home-card.accent .service-features li {
  color: rgba(255, 255, 255, 0.8);
}

/* ============================================
   Rates Preview Section
   ============================================ */
.rates-homepage {
  background: linear-gradient(135deg, var(--color-dark) 0%, var(--color-primary-dark) 50%, var(--color-dark) 100%);
  position: relative;
  overflow: hidden;
  width: 100%;
}

.rates-homepage::before {
  content: '';
  position: absolute;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(212, 160, 23, 0.08) 0%, transparent 70%);
  top: -200px;
  right: -200px;
  border-radius: 50%;
  pointer-events: none;
}

.rates-homepage::after {
  content: '';
  position: absolute;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(0, 71, 171, 0.05) 0%, transparent 70%);
  bottom: -150px;
  left: -150px;
  border-radius: 50%;
  pointer-events: none;
}

.rates-homepage .section-header {
  position: relative;
  z-index: 1;
}

.rates-preview-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-xl);
  margin-bottom: var(--space-3xl);
  position: relative;
  z-index: 1;
}

.rate-preview-card {
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-xl);
  padding: var(--space-2xl);
  position: relative;
  overflow: hidden;
  transition: all var(--transition);
}

.rate-preview-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(45deg, rgba(255, 255, 255, 0.1), transparent);
  opacity: 0;
  transition: opacity var(--transition);
}

.rate-preview-card:hover {
  transform: translateY(-8px);
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.25);
  box-shadow: 0 24px 48px rgba(0, 0, 0, 0.3);
}

.rate-preview-card:hover::before {
  opacity: 1;
}

.rate-preview-card.top-rate {
  background: linear-gradient(135deg, rgba(212, 160, 23, 0.15), rgba(212, 160, 23, 0.05));
  border-color: rgba(212, 160, 23, 0.4);
  transform: scale(1.02);
}

.rate-preview-card.top-rate:hover {
  background: linear-gradient(135deg, rgba(212, 160, 23, 0.2), rgba(212, 160, 23, 0.1));
  border-color: rgba(212, 160, 23, 0.6);
  box-shadow: 0 24px 48px rgba(212, 160, 23, 0.2);
}

.rate-badge {
  display: inline-block;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 4px 14px;
  border-radius: var(--radius-full);
  background: linear-gradient(135deg, var(--color-accent), #e6b832);
  color: var(--color-dark);
  margin-bottom: var(--space-lg);
}

.rate-bank-info {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  margin-bottom: var(--space-lg);
}

.rate-bank-logo {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.85rem;
  color: white;
  flex-shrink: 0;
}

.rate-value {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 2.5rem;
  color: var(--color-accent);
  margin-bottom: var(--space-md);
}

.rate-details {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.rate-detail-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: var(--space-md);
  background: rgba(255, 255, 255, 0.05);
  border-radius: var(--radius-md);
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.rate-detail-item .label {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.6);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 600;
}

.rate-detail-item .value {
  font-size: 1rem;
  font-weight: 600;
  color: white;
}

/* ============================================
   CTA / Newsletter Section
   ============================================ */
.cta-section {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 60%, var(--color-secondary) 100%);
  color: var(--color-white);
  text-align: center;
  position: relative;
  overflow: hidden;
  width: 100%;
}

.cta-section::before {
  content: '';
  position: absolute;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(212, 160, 23, 0.1) 0%, transparent 70%);
  border-radius: 50%;
  top: -150px;
  right: -100px;
  pointer-events: none;
}

.cta-section::after {
  content: '';
  position: absolute;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.05) 0%, transparent 70%);
  border-radius: 50%;
  bottom: -100px;
  left: -50px;
  pointer-events: none;
}

.cta-content {
  position: relative;
  z-index: 1;
  max-width: 720px;
  margin: 0 auto;
}

.cta-content .heading-2 {
  margin-bottom: var(--space-lg);
}

.cta-description {
  color: rgba(255, 255, 255, 0.85);
  font-size: 1.125rem;
  margin-bottom: var(--space-2xl);
}

/* ============================================
   Footer
   ============================================ */
.footer {
  background: var(--color-dark);
  color: rgba(255, 255, 255, 0.7);
  padding: var(--space-4xl) 0 var(--space-xl);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: var(--space-3xl);
  margin-bottom: var(--space-3xl);
}

.footer-brand .nav-brand {
  margin-bottom: var(--space-lg);
}

.footer-brand p {
  font-size: 0.9375rem;
  line-height: 1.7;
  max-width: 280px;
  color: rgba(255, 255, 255, 0.55);
}

.footer-col h4 {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 0.8rem;
  color: var(--color-white);
  margin-bottom: var(--space-lg);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.footer-col ul li {
  margin-bottom: var(--space-sm);
}

.footer-col ul li a {
  font-size: 0.9375rem;
  color: rgba(255, 255, 255, 0.55);
  transition: all var(--transition);
}

.footer-col ul li a:hover {
  color: var(--color-accent);
  padding-left: 4px;
}

.footer-bottom {
  padding-top: var(--space-xl);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-md);
}

.footer-bottom p {
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.4);
}

.footer-bottom-links {
  display: flex;
  gap: var(--space-xl);
}

.footer-bottom-links a {
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.4);
  transition: color var(--transition);
}

.footer-bottom-links a:hover {
  color: var(--color-accent);
}

/* ============================================
   Animations
   ============================================ */
.fade-in {
  opacity: 0;
  transform: translateY(30px);
  animation: fadeInUp 0.8s ease-out forwards;
}

.fade-in:nth-child(1) {
  animation-delay: 0.1s;
}

.fade-in:nth-child(2) {
  animation-delay: 0.2s;
}

.fade-in:nth-child(3) {
  animation-delay: 0.3s;
}

.fade-in:nth-child(4) {
  animation-delay: 0.4s;
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================
   Responsive Design
   ============================================ */
@media (max-width: 1024px) {
  .hero .container {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .hero-subtitle {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-buttons {
    justify-content: center;
  }

  .hero-stats {
    justify-content: center;
  }

  .hero-visual {
    display: none;
  }

  .about-home-grid,
  .services-home-grid,
  .rates-preview-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .nav-links {
    position: fixed;
    top: 0;
    right: -100%;
    width: 75%;
    max-width: 320px;
    height: 100vh;
    background: rgba(10, 22, 40, 0.98);
    backdrop-filter: blur(20px);
    flex-direction: column;
    padding: calc(var(--nav-height) + var(--space-xl)) var(--space-2xl) var(--space-2xl);
    gap: var(--space-lg);
    transition: right var(--transition);
    box-shadow: -4px 0 30px rgba(0, 0, 0, 0.3);
    z-index: 999;
  }

  .nav-links.active {
    right: 0;
  }

  .hamburger {
    display: flex;
  }

  .about-home-grid,
  .services-home-grid,
  .rates-preview-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: var(--space-xl);
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  .hero-stats {
    flex-direction: column;
    align-items: center;
    gap: var(--space-lg);
  }

  .float-card:nth-child(1),
  .float-card:nth-child(3) {
    margin-left: 0 !important;
  }

  /* Mobile rates widgets */
  .widget-body {
    flex-direction: column;
    align-items: flex-start;
    gap: var(--space-lg);
    padding: var(--space-lg);
  }

  .widget-bank {
    width: 100%;
  }

  .widget-details {
    width: 100%;
    gap: var(--space-lg);
  }

  .widget-detail {
    min-width: calc(50% - var(--space-sm));
  }

  .widget-action {
    width: 100%;
  }

  .widget-btn {
    width: 100%;
  }

  .filter-bar {
    flex-direction: column;
  }

  .filter-group {
    width: 100%;
  }

  .filter-btn {
    width: 100%;
    align-self: flex-start;
  }
}

/* ============================================
   Kombai Generated Pages Utilities
   ============================================ */

/* Page Hero */
.page-hero {
  position: relative;
  background: linear-gradient(135deg, var(--color-dark) 0%, var(--color-primary-dark) 50%, var(--color-dark) 100%);
  padding: 180px 0 80px;
  text-align: center;
  overflow: hidden;
  width: 100%;
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 50%, rgba(212, 160, 23, 0.1) 0%, transparent 50%),
    radial-gradient(circle at 80% 80%, rgba(30, 77, 43, 0.08) 0%, transparent 50%);
  z-index: 1;
  pointer-events: none;
}

.page-hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background:
    linear-gradient(45deg, rgba(255, 255, 255, 0.02) 25%, transparent 25%),
    linear-gradient(-45deg, rgba(255, 255, 255, 0.02) 25%, transparent 25%),
    linear-gradient(45deg, transparent 75%, rgba(255, 255, 255, 0.02) 75%),
    linear-gradient(-45deg, transparent 75%, rgba(255, 255, 255, 0.02) 75%);
  background-size: 40px 40px;
  background-position: 0 0, 0 20px, 20px -20px, -20px 0px;
  z-index: 1;
  pointer-events: none;
}

.page-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(0, 71, 171, 0.85), rgba(10, 22, 40, 0.75));
  z-index: 2;
  pointer-events: none;
}

.page-hero .container {
  position: relative;
  z-index: 3;
}

/* Layouts / Grids */
.mission-grid,
.team-grid,
.services-grid,
.features-grid,
.commitment-grid {
  display: grid;
  gap: var(--space-xl);
  margin-top: var(--space-2xl);
}

.mission-grid,
.services-grid,
.features-grid,
.commitment-grid {
  grid-template-columns: repeat(3, 1fr);
}

.team-grid {
  grid-template-columns: repeat(4, 1fr);
}

@media (max-width: 1024px) {

  .mission-grid,
  .team-grid,
  .services-grid,
  .features-grid,
  .commitment-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {

  .mission-grid,
  .team-grid,
  .services-grid,
  .features-grid,
  .commitment-grid {
    grid-template-columns: 1fr;
  }
}

/* Cards */
.mission-card,
.service-card,
.team-card,
.commitment-item,
.feature-item,
.step-card {
  background: var(--color-white);
  padding: var(--space-2xl);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
  border: 1px solid var(--color-border);
}

.mission-card:hover,
.service-card:hover,
.team-card:hover,
.commitment-item:hover,
.feature-item:hover,
.step-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: rgba(0, 71, 171, 0.2);
}

/* Icons, Avatar, and Numbers */
.mission-icon,
.service-icon,
.feature-icon,
.team-avatar {
  font-size: 3.5rem;
  margin-bottom: var(--space-md);
  display: inline-block;
  color: var(--color-primary);
}

.commitment-number,
.step-number {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  color: var(--color-primary);
  font-weight: 700;
  margin-bottom: var(--space-sm);
  position: relative;
  display: inline-block;
}

.commitment-number::after,
.step-number::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 120%;
  width: 40px;
  height: 2px;
  background: var(--color-accent);
  transform: translateY(-50%);
}

.team-role {
  color: var(--color-primary);
  font-weight: 600;
  margin-bottom: var(--space-sm);
  font-size: 0.95rem;
}

/* Lists */
.service-list {
  margin-top: var(--space-lg);
  border-top: 1px solid var(--color-border);
  padding-top: var(--space-md);
}

.service-list li {
  color: var(--color-text-secondary);
  margin-bottom: var(--space-sm);
  font-size: 0.95rem;
  display: flex;
  align-items: center;
  gap: 8px;
}

/* Process steps layout */
.process-steps {
  display: flex;
  gap: var(--space-xl);
  margin-top: var(--space-2xl);
}

.process-steps .step-card {
  flex: 1;
}

@media (max-width: 1024px) {
  .process-steps {
    flex-wrap: wrap;
  }

  .process-steps .step-card {
    flex: 1 1 calc(50% - var(--space-xl));
  }
}

@media (max-width: 768px) {
  .process-steps {
    flex-direction: column;
  }
}

/* Specific Feature Item overrides for Dark BG */
.features-grid .feature-item {
  background: rgba(255, 255, 255, 0.05);
  border-color: rgba(255, 255, 255, 0.1);
  box-shadow: none;
}

.features-grid .feature-item:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.2);
}

/* Contact Layouts & Form */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4xl);
}

@media (max-width: 1024px) {
  .contact-grid {
    grid-template-columns: 1fr;
    gap: var(--space-2xl);
  }
}

.contact-form-wrapper {
  background: var(--color-white);
  padding: var(--space-2xl);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--color-border);
}

.form-group {
  margin-bottom: var(--space-lg);
}

.form-group label {
  display: block;
  font-weight: 600;
  margin-bottom: var(--space-xs);
  color: var(--color-text);
  font-size: 0.95rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.8rem 1rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 1rem;
  transition: all var(--transition-fast);
  background: var(--color-light);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background: var(--color-white);
  box-shadow: 0 0 0 3px rgba(0, 71, 171, 0.1);
}

.form-checkbox {
  display: flex;
  align-items: flex-start;
  gap: var(--space-sm);
  margin-top: var(--space-md);
}

.form-checkbox input {
  margin-top: 4px;
}

.form-checkbox label {
  font-size: 0.9rem;
  color: var(--color-text-secondary);
}

/* Contact Info Item */
.contact-info-item {
  display: flex;
  gap: var(--space-md);
  margin-bottom: var(--space-xl);
}

.info-icon {
  font-size: 1.8rem;
  flex-shrink: 0;
  width: 50px;
  height: 50px;
  background: var(--color-primary-bg);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
}

/* Map placeholder */
.map-placeholder {
  margin-top: var(--space-2xl);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.map-placeholder svg {
  display: block;
  width: 100%;
  height: auto;
}

/* ============================================
   Rates Section (rates.html page)
   ============================================ */
.rates-section {
  background: var(--color-white);
  color: var(--color-text);
  position: relative;
  overflow: hidden;
}

.rates-header {
  margin-bottom: var(--space-3xl);
}

.rates-header .heading-2 {
  color: var(--color-text);
  margin-bottom: var(--space-lg);
}

.rates-header .text-body {
  color: var(--color-text-secondary);
  max-width: 640px;
  margin: 0 auto;
}

/* Filter Bar */
.filter-bar {
  display: flex;
  align-items: flex-end;
  gap: var(--space-md);
  margin-bottom: var(--space-2xl);
  padding: var(--space-xl);
  background: var(--color-light);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  flex-wrap: wrap;
}

.filter-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  flex: 1;
  min-width: 200px;
}

.filter-label {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-weight: 600;
  font-size: 0.85rem;
  color: var(--color-text);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.filter-label svg {
  color: var(--color-primary);
}

.filter-select {
  padding: 0.6rem 0.8rem;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  color: var(--color-text);
  font-family: var(--font-body);
  font-size: 0.95rem;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.filter-select:hover {
  background: var(--color-white);
  border-color: var(--color-primary);
}

.filter-select:focus {
  outline: none;
  background: var(--color-white);
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(0, 71, 171, 0.1);
}

.filter-select option {
  background: var(--color-white);
  color: var(--color-text);
}

.filter-btn {
  padding: 0.6rem 1.5rem;
  font-size: 0.95rem;
  white-space: nowrap;
  align-self: flex-end;
}

/* Results Info */
.results-info {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
  margin-bottom: var(--space-2xl);
  padding: var(--space-md) 0;
  font-size: 0.95rem;
  color: var(--color-text-secondary);
  border-bottom: 1px solid var(--color-border);
}

.results-count {
  font-weight: 600;
  color: var(--color-primary);
}

.results-sort strong {
  color: var(--color-text);
}

/* Bank Widgets Grid */
.bank-widgets {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
  margin-bottom: var(--space-3xl);
}

.bank-widget {
  position: relative;
  overflow: hidden;
  border-radius: var(--radius-lg);
}

.bank-widget::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(0, 71, 171, 0.02), transparent);
  opacity: 0;
  transition: opacity var(--transition);
  pointer-events: none;
  z-index: 1;
}

.bank-widget:hover::before {
  opacity: 1;
}

.widget-body {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-lg) var(--space-2xl);
  position: relative;
  z-index: 2;
  transition: all var(--transition);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-2xl);
  height: auto;
}

.bank-widget:hover .widget-body {
  background: var(--color-light);
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.bank-widget--best .widget-body {
  background: linear-gradient(135deg, var(--color-primary-bg), var(--color-white));
  border-color: var(--color-primary);
  border-width: 2px;
}

.bank-widget--best:hover .widget-body {
  background: linear-gradient(135deg, rgba(0, 71, 171, 0.05), var(--color-white));
  border-color: var(--color-primary);
  box-shadow: 0 8px 24px rgba(0, 71, 171, 0.15);
}

/* Widget Badge */
.widget-badge {
  position: absolute;
  top: var(--space-md);
  right: var(--space-lg);
  display: inline-block;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  background: linear-gradient(135deg, var(--color-accent), #e6b832);
  color: var(--color-dark);
  z-index: 3;
  box-shadow: 0 4px 12px rgba(212, 160, 23, 0.3);
}

.bank-widget--exclusive .widget-body {
  background: linear-gradient(135deg, rgba(212, 160, 23, 0.08), var(--color-white)) !important;
  border-color: var(--color-accent) !important;
  border-width: 2px !important;
}

.bank-widget--exclusive:hover .widget-body {
  background: linear-gradient(135deg, rgba(212, 160, 23, 0.15), var(--color-white)) !important;
  box-shadow: 0 8px 30px rgba(212, 160, 23, 0.2);
}

/* Widget Bank Info */
.widget-bank {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
  flex-shrink: 0;
  min-width: 200px;
}

.widget-bank-logo {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
  color: white;
  flex-shrink: 0;
  box-shadow: var(--shadow-sm);
}

.widget-bank-info {
  flex: 0 1 auto;
}

.widget-bank-name {
  font-weight: 700;
  font-size: 1rem;
  color: var(--color-text);
  margin-bottom: 2px;
}

.widget-bank-country {
  display: flex;
  align-items: center;
  gap: 4px;
  font-size: 0.8rem;
  color: var(--color-text-secondary);
}

.widget-bank-country svg {
  color: var(--color-primary);
}

/* Widget Details */
.widget-details {
  display: flex;
  gap: var(--space-2xl);
  flex: 1;
  flex-wrap: wrap;
  align-items: center;
}

.widget-detail {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 4px;
  padding: 0;
  background: transparent;
  border: none;
  border-radius: 0;
  min-width: 120px;
}

.widget-detail:hover {
  background: transparent;
  border-color: transparent;
}

.widget-detail-label {
  font-size: 0.7rem;
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 600;
}

.widget-detail-value {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--color-text);
}

.widget-detail-value.widget-rate {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  color: var(--color-primary);
  font-weight: 700;
}

.widget-detail-value.widget-earnings {
  color: var(--color-primary);
  font-weight: 700;
}

.widget-detail-value.widget-product {
  background: var(--color-primary-bg);
  padding: 4px 8px;
  border-radius: var(--radius-sm);
  font-size: 0.75rem;
  display: inline-block;
  color: var(--color-primary);
}

/* Widget Action */
.widget-action {
  margin: 0;
  padding: 0;
  border: none;
  flex-shrink: 0;
}

.widget-btn {
  padding: 0.65rem 1.5rem;
  font-size: 0.85rem;
  background: var(--color-primary);
  color: var(--color-white);
  border: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  box-shadow: 0 4px 12px rgba(0, 71, 171, 0.2);
  white-space: nowrap;
  width: auto;
}

.widget-btn:hover {
  background: var(--color-primary-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 71, 171, 0.3);
}

/* ============================================
   Stats Section
   ============================================ */
.stats-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-xl);
  text-align: center;
}

.stat-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-md);
}

.stat-value {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(2.5rem, 8vw, 4rem);
  line-height: 1.2;
  color: var(--color-accent);
}

.stat-label {
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.85);
}

@media (max-width: 1024px) {
  .stats-strip {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-lg);
  }
}

@media (max-width: 768px) {
  .stats-strip {
    grid-template-columns: 1fr;
    gap: var(--space-2xl);
  }
}

/* FAQ Grid */
.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-xl);
  margin-top: var(--space-2xl);
}

@media (max-width: 768px) {
  .faq-grid {
    grid-template-columns: 1fr;
  }
}

.faq-item {
  background: var(--color-light);
  padding: var(--space-xl);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  transition: all var(--transition);
}

.faq-item:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-sm);
  border-color: rgba(0, 71, 171, 0.2);
}

.faq-item .heading-3 {
  color: var(--color-primary);
  margin-bottom: var(--space-sm);
}

/* ============================================
   Custom Responsive Fixes
   ============================================ */

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.95rem;
  font-weight: 500;
  white-space: nowrap;
}

@media (max-width: 600px) {
  .trust-item {
    white-space: normal;
    font-size: 0.85rem;
  }
}

.about-home-grid-v2 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 400px), 1fr));
  gap: 4rem;
  align-items: center;
}

@media (max-width: 768px) {
  .about-home-grid-v2 {
    gap: var(--space-2xl);
  }
}

.about-text-p {
  font-size: 1.15rem;
  color: var(--color-text-secondary);
  margin-bottom: var(--space-xl);
  max-width: 500px;
}

@media (max-width: 768px) {
  .about-text-p {
    font-size: 1rem;
    margin-bottom: var(--space-lg);
  }
}

/* Bank Widget Responsive Fixes */
@media (max-width: 768px) {
  .widget-body {
    padding: var(--space-md) var(--space-lg);
    flex-direction: column;
    align-items: stretch;
    gap: var(--space-md);
  }

  .widget-bank {
    min-width: 0;
    gap: var(--space-md);
    padding-bottom: var(--space-sm);
    border-bottom: 1px solid var(--color-border);
  }

  .widget-details {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-md);
    padding: var(--space-sm) 0;
  }

  .widget-detail {
    min-width: 0;
  }

  .widget-detail-value.widget-rate {
    font-size: 1.2rem;
  }

  .widget-action {
    margin-top: var(--space-sm);
  }

  .widget-btn {
    width: 100%;
    padding: 0.8rem;
  }

  .widget-badge {
    top: 10px;
    right: 10px;
    font-size: 0.55rem;
    padding: 4px 10px;
  }
}

.service-main-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 400px), 1fr));
  gap: var(--space-2xl);
  margin-top: var(--space-2xl);
}

.service-security-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 350px), 1fr));
  gap: var(--space-2xl);
}

@media (max-width: 768px) {

  .service-main-grid,
  .service-security-grid {
    gap: var(--space-lg);
  }
}